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Which payment methods are accepted for Shop Pay?Updated 7 months ago

Shop Pay Installments are available for purchases using a credit or debit card. Capital One cards aren't accepted. A monthly payment option can only be paid with a debit card.

It does not affect your credit score if it is paid in four biweekly installments. There are no additional charges, interest, rates, or late fees when paid in four biweekly installments.

Rates from 0% APR or 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.

Unavailable for the following:

  • Subscription products 
  • Gift Cards
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